Abstract
This paper critically examines the challenges with implementing microcreditservices for small-scale mine operators—individuals engaged in labor-intensive mineral extraction and/or processing using low-tech methods—in sub-Saharan Africa. The region’s policymakers have shied away from launching microcredit programs for small-scalemining, frustrated by the disappointing results of the past and unsure about how to proceed with implementation. Recent efforts to provide microcreditservices for operators in Talensi-Nabdam District, Northern Ghana, however, illustrate how with a renewed level of commitment and the development of blueprints which adequately address the appropriate criteria, fairly robust schemes can be launched.